HPSM Consumer Investment Scheme (CIS) Personal
Standard Islami Bank PLC
12.25% to 14.25% profit rate a year
Standard Islami Bank PLC doesn't publish this loan's rate. This is the range it reported to Bangladesh Bank for consumer credit. Ask the bank which rate you'd get.
Key facts
- Profit rate
- 12.25% to 14.25%
- Processing fee
- Not listed by the bank
- Loan amount
- Up to ৳ 20,00,000
- Tenure
- Up to 5 years
- Islamic structure
- Hire Purchase under Shirkatul Melk – HPSM
Who can apply
- Who can apply
- Professionals, Salaried, Business owners, Landlords
- Minimum monthly income
- ৳ 50,000
- Professionals, salaried executives, businessmen, landlords and other selective individuals qualify based on repayment capacity and worthiness.
- Hypothecation of procured goods/cheques as per the bank's norms.
- One family and one non-family personal guarantor required.
- For household durables, interior decoration, house renovation and other legitimate Shariah-compatible purposes.
Documents you need
Standard Islami Bank PLC doesn't publish a document list. Ask the bank before you apply.
Full termsPRO
Every fee, repayment rule, security and document Standard Islami Bank PLC publishes for this loan: stamp, valuation and CIB charges, the fee to settle early, grace period, takeover and more.
Get Pro to see themChecked against Bangladesh Bank
The rate shown is Standard Islami Bank PLC's own announcement to Bangladesh Bank for October 2026. It updates when Bangladesh Bank publishes a new chart.
Source: Schedule of charges. Last checked 16 October 2026.
Banks can change rates at any time. Confirm with the bank before you sign.