Conventional
Personal Loan
Standard Chartered Bank
10.50% to 12.50% interest rate a year
Standard Chartered Bank doesn't publish this loan's rate. This is the range it reported to Bangladesh Bank for consumer credit. Ask the bank which rate you'd get.
Key facts
- Interest rate
- 10.50% to 12.50%
- Processing fee
- 0.5% of the loan, at most ৳ 15,000
- Loan amount
- ৳ 50,000 to ৳ 20,00,000
- Tenure
- 12 months to 5 years
Who can apply
- Who can apply
- Salaried, Business owners, Self-employed, Professionals
- Age
- From 21 years
- Minimum monthly income
- ৳ 26,000
- Minimum age: 21 years for salaried applicants; 25 years for businesspersons.
- Minimum monthly net income: BDT 26,000 for SC Payroll clients; BDT 35,000 for applicants receiving salary at another bank; BDT 55,000 for businesspersons and self-employed applicants.
- Steady income from employment, business or self-employment.
- Bangladeshi citizen currently living in Bangladesh with a National ID card.
- Customer location: Dhaka including Narayanganj, and Chattogram; other areas with Standard Chartered branch coverage may be considered.
- Personal guarantee required for financing above BDT 500,000.
- Businesspersons and self-employed applicants require proof of 3 years of business experience.
Documents you need
- National ID card
- Passport-size photograph
- e-TIN certificate
- Personal guarantee for financing above BDT 500,000
- Proof of tax submission for tax-eligible clients
- Salaried applicants: original Letter of Introduction (salary certificate) or payslip
- Salaried applicants: latest 6 months' bank statements showing salary if salary account is not with SC
- Business/self-employed applicants: updated trade license and proof of 3 years of business experience
- Business/self-employed applicants: Partnership Deed / RJF certified with form1, as applicable
- Business/self-employed applicants: RJSC-certified certificate of incorporation, MOA/AOA and forms X/XII/117, as applicable
- Business/self-employed applicants: supporting documents such as work orders
- Additional supporting documents may be requested
From the bank's own list. The bank may ask for more.
Full termsPRO
Every fee, repayment rule, security and document Standard Chartered Bank publishes for this loan: stamp, valuation and CIB charges, the fee to settle early, grace period, takeover and more.
Get Pro to see themChecked against Bangladesh Bank
The rate shown is Standard Chartered Bank's own announcement to Bangladesh Bank for October 2026. It updates when Bangladesh Bank publishes a new chart.
Source: Schedule of charges. Last checked 16 October 2026.
Banks can change rates at any time. Confirm with the bank before you sign.