Personal Loan

Key facts

Interest rate

12.00%

Processing fee

None

Loan amount

৳ 1,00,000 to ৳ 20,00,000

Tenure

12 months to 5 years

Who can apply

Who can apply

Salaried

• Permanent officers/employees, subject to bank policy and credit scoring.
• Eligible employers include government, semi-government and autonomous institutions; state-owned banks and insurance companies.
• Eligible employers include government/private universities and established training/research institutes.
• Eligible employers include BRAC, Grameen, Proshika and other recognized NGOs.
• Eligible employers include international organizations, multinational companies, private banks and insurance companies.
• Generally minimum total service of 5 years, including PRL where applicable.
• Personal guarantee required; no physical collateral required.
• Must not have classified or non-performing loans.

Documents you need

• ✓Two recent passport-size photographs of borrower (photocopies).
• ✓Photocopy of borrower's NID.
• ✓Borrower's e-TIN certificate.
• ✓Photocopy of borrower's office/employee ID.
• ✓Borrower's latest month's salary certificate or salary sheet.
• ✓CPF/GPF balance statement, if applicable.
• ✓Borrower's latest 3-month bank statement.
• ✓Two leaves of bank cheque.
• ✓One recent photograph of guarantor (photocopy).
• ✓Photocopy of guarantor's NID.
• ✓Photocopy of guarantor's e-TIN certificate.
• ✓Photocopy of guarantor's office ID.
• ✓Guarantor's latest month's salary certificate.
• ✓Guarantor's latest 3-month bank statement.

From the bank's own list. The bank may ask for more.

Full termsPRO

Checked against Bangladesh Bank

The rate shown is Sonali Bank PLC's own announcement to Bangladesh Bank for October 2026. It updates when Bangladesh Bank publishes a new chart.