HPSM Household Finance- Personal Investment
NRB Bank PLC
15.25% to 25.00% profit rate a year
NRB Bank PLC doesn't publish this loan's rate. This is the range it reported to Bangladesh Bank for consumer credit. Ask the bank which rate you'd get.
Key facts
- Profit rate
- 15.25% to 25.00%
- Processing fee
- None
- Loan amount
- Not listed
- Tenure
- Not listed
- Islamic structure
- HPSM
Who can apply
NRB Bank PLC doesn't publish who can apply. Ask the bank before you apply.
Documents you need
NRB Bank PLC doesn't publish a document list. Ask the bank before you apply.
Full termsPRO
Every fee, repayment rule, security and document NRB Bank PLC publishes for this loan: stamp, valuation and CIB charges, the fee to settle early, grace period, takeover and more.
Get Pro to see themChecked against Bangladesh Bank
The rate shown is NRB Bank PLC's own announcement to Bangladesh Bank for October 2026. It updates when Bangladesh Bank publishes a new chart.
How HPSM (Hire Purchase under Shirkatul Melk) works
You and the bank buy the item together. You pay rent for the bank's share and buy that share bit by bit. When the last payment is made, you own it fully.
The profit rate is shown the same way as an interest rate so you can compare it with conventional loans.
Source: Bank's lending rate sheet. Last checked 16 October 2026.
Banks can change rates at any time. Confirm with the bank before you sign.