NCC Bank Unsecured Personal Loan

Key facts

Interest rate

10.50% to 13.50%

Processing fee

Not listed by the bank

Loan amount

৳ 1,00,000 to ৳ 40,00,000

Tenure

12 months to 8 years

Who can apply

Who can apply

Salaried, Self-employed, Professionals, Business owners, Landlords

Age

21 to 65 years

Minimum monthly income

৳ 30,000

• For salaried applicants, maximum age is 60 years or retirement age, whichever is earlier.
• Salaried employees: at least two years of confirmed service.
• Self-employed professionals: at least two years of independent professional experience.
• Business owners: at least three years in business.
• Landlords/landladies: no minimum experience required.
• Remittance recipients must be the spouse, son or daughter of a person employed abroad.
• Minimum monthly income: salaried BDT 30,000; self-employed professionals, business owners and landlords/landladies BDT 40,000.

Documents you need

• ✓Passport-size photograph.
• ✓Up-to-date TIN certificate/tax return copy.
• ✓Rental income holders: latest utility bill copy.
• ✓Salaried: salary certificate, Letter of Introduction or pay slip.
• ✓Salaried: bank statement for the last six months.
• ✓Salaried: office ID/business card copy.
• ✓Business owners: trade license proving three years of business.
• ✓Partnership businesses: partnership deed copy.
• ✓Limited companies: Memorandum of Articles/Memorandum of Association.
• ✓Business owners: Form X/XII/117/Board Resolution for shareholder or share-number changes.
• ✓Business owners: company bank statement for the last year; personal statements not accepted when owning multiple proprietorship concerns.
• ✓Business owners: company TIN, BIN, Export-Import license and Contract license, if any.
• ✓Business owners: business card.
• ✓Self-employed professionals: income-supporting documents, if any.
• ✓Self-employed professionals: personal bank statement.
• ✓Self-employed professionals: business card.
• ✓Self-employed professionals: professional certificate, as applicable.
• ✓Self-employed professionals: declared income on personal letterhead.
• ✓Landlords/landladies: ownership proof, such as electricity/gas bill, mutation or sale deed copy.
• ✓Landlords/landladies: rental agreement and personal bank statement.
• ✓Remittance recipients: last 12 months' bank statement showing remittances.
• ✓Remittance recipients: valid relationship proof between sender and applicant.
• ✓Remittance recipients: valid remittance-income documents, such as passport and work permit.

From the bank's own list. The bank may ask for more.

Full termsPRO

Checked against Bangladesh Bank

The rate shown is National Credit & Commerce Bank PLC's own announcement to Bangladesh Bank for October 2026. It updates when Bangladesh Bank publishes a new chart.