Conventional
Consumer Durable Loan
National Bank PLC
15.00% interest rate a year
National Bank PLC doesn't publish this loan's rate. This is the range it reported to Bangladesh Bank for consumer credit. Ask the bank which rate you'd get.
Key facts
- Interest rate
- 15.00%
- Processing fee
- Not listed by the bank
- Loan amount
- ৳ 25,000 to ৳ 3,00,000
- Tenure
- 12 months to 5 years
Who can apply
- Who can apply
- Salaried, Professionals, Business owners
- Age
- 21 to 60 years
- Minimum monthly income
- ৳ 10,000
- Maximum age 60 years at the end of the loan tenor.
- Salaried: minimum 3 years total employment, including 6 months continuously with the present employer.
- Government employees must have confirmed employment.
- Salaried: minimum monthly income Tk 10,000.
- Professional: minimum 4 years of practice and monthly income Tk 15,000.
- Businessman: minimum 4 years in business and monthly income Tk 20,000.
- For purchasing consumer durables and household furniture.
- Maximum tenure 24 months for loan amounts up to Tk 100,000.
Documents you need
- Passport, voter identity, driving licence, employee ID or Ward Commissioner's certificate with photo attachment.
- Employer certificate, salary certificate or salary slip.
- Borrower and guarantor details with recent colour photographs.
- Updated TIN certificate copy.
- Bank statement for the last 6 months.
- Utility bill copies.
From the bank's own list. The bank may ask for more.
Full termsPRO
Every fee, repayment rule, security and document National Bank PLC publishes for this loan: stamp, valuation and CIB charges, the fee to settle early, grace period, takeover and more.
Get Pro to see themChecked against Bangladesh Bank
The rate shown is National Bank PLC's own announcement to Bangladesh Bank for October 2026. It updates when Bangladesh Bank publishes a new chart.
Source: Bank website. Last checked 16 October 2026.
Banks can change rates at any time. Confirm with the bank before you sign.