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Conventional

Any Purpose Loan

National Bank PLC

15.00% interest rate a year

Key facts

Interest rate
15.00%
Processing fee
Not listed by the bank
Loan amount
৳ 50,000 to ৳ 10,00,000
Tenure
12 months to 5 years

Who can apply

Who can apply
Salaried, Professionals, Business owners
Age
25 to 60 years
Minimum monthly income
৳ 25,000
  • Maximum age 60 years at the end of the loan tenor.
  • Salaried: at least 2 years of total employment, including 6 months continuously with the present employer; monthly income at least Tk 25,000.
  • Professional: at least 2 years of practice; monthly income at least Tk 30,000.
  • Businessman: at least 2 years in business; monthly income at least Tk 35,000.
  • Unsecured, EMI-based term loan for any legitimate purpose.

Documents you need

  • Passport, voter identity, driving licence, employee ID or Ward Commissioner's certificate with photograph, as listed on the page.
  • Employer certificate, salary certificate or salary slip.
  • Borrower and guarantor details with recent colour photographs.
  • Recent tax certificate copy.
  • Bank statements for the last 6 months.
  • Utility bill copies.

From the bank's own list. The bank may ask for more.

Full termsPRO

Every fee, repayment rule, security and document National Bank PLC publishes for this loan: stamp, valuation and CIB charges, the fee to settle early, grace period, takeover and more.

Get Pro to see them

Checked against Bangladesh Bank

This rate is within the range the bank reported to Bangladesh Bank.

National Bank PLC announced 15% to 15% for consumer credit in October 2026.

Source: Bank's lending rate sheet. Last checked 16 October 2026.

Banks can change rates at any time. Confirm with the bank before you sign.

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