Conventional
MTB Personal Loan
Mutual Trust Bank PLC
11.50% to 12.50% interest rate a year
Key facts
- Interest rate
- 11.50% to 12.50%
- Processing fee
- 0.5% of the loan, at most ৳ 15,000
- Loan amount
- ৳ 50,000 to ৳ 40,00,000
- Tenure
- 6 months to 5 years
Who can apply
- Who can apply
- Salaried, Self-employed, Business owners, Landlords
- Age
- 21 to 65 years
- Minimum monthly income
- ৳ 18,000
- Maximum age at loan maturity: 65 years or retirement date, whichever is earlier.
- Salaried persons: 1 year of employment with 6 months permanent status.
- Self-employed: 1 year of practice in the profession.
- Businesspersons: 2 years in the same nature of business.
- Minimum monthly income: BDT 18,000 for Government staff.
- Minimum monthly income: BDT 20,000 for CEPP/Payroll/Salary with MTB.
- Minimum monthly income: BDT 30,000 for other salaried persons.
- Minimum monthly income: BDT 50,000 for self-employed, landlords/landladies and other income individuals.
- Minimum monthly income: BDT 200,000 for businesspersons.
Documents you need
Mutual Trust Bank PLC doesn't publish a document list. Ask the bank before you apply.
Full termsPRO
Every fee, repayment rule, security and document Mutual Trust Bank PLC publishes for this loan: stamp, valuation and CIB charges, the fee to settle early, grace period, takeover and more.
Get Pro to see themChecked against Bangladesh Bank
This rate is within the range the bank reported to Bangladesh Bank.
Mutual Trust Bank PLC announced 11% to 12.5% for consumer credit in October 2026.
Source: Bank's lending rate sheet. Last checked 11 October 2026.
Banks can change rates at any time. Confirm with the bank before you sign.