Conventional
Modhumoti Personal Loan
Modhumoti Bank PLC
13.00% to 16.00% interest rate a year
Modhumoti Bank PLC doesn't publish this loan's rate. This is the range it reported to Bangladesh Bank for consumer credit. Ask the bank which rate you'd get.
Key facts
- Interest rate
- 13.00% to 16.00%
- Processing fee
- Not listed by the bank
- Loan amount
- ৳ 1,00,000 to ৳ 20,00,000
- Tenure
- 12 months to 5 years
Who can apply
- Who can apply
- Salaried, Professionals, Business owners, Self-employed, Landlords
- Age
- 21 to 65 years
- Minimum monthly income
- ৳ 35,000
- Maximum age at loan maturity: 65 years or retirement date, whichever is earlier.
- Salaried executives: minimum 1 year of experience, including 6 months of permanent employment with present employer.
- Professionals: minimum 2 years of practice.
- Businessmen: minimum 3 years in the same nature of business.
- Minimum monthly income: salaried Tk. 35,000; businessmen and self-employed Tk. 50,000.
- One personal guarantee required.
Documents you need
- National ID Card/Passport.
- Recent color photograph, business card and office ID card.
- TIN-related documents.
- Letter of introduction in the prescribed format or pay slip for salaried executives.
- Professional certificate for professionals.
- Trade license/MOA for businessmen.
- Bank statement for the last 6 months.
- House ownership documents and rent agreement for landlords.
From the bank's own list. The bank may ask for more.
Full termsPRO
Every fee, repayment rule, security and document Modhumoti Bank PLC publishes for this loan: stamp, valuation and CIB charges, the fee to settle early, grace period, takeover and more.
Get Pro to see themChecked against Bangladesh Bank
The rate shown is Modhumoti Bank PLC's own announcement to Bangladesh Bank for October 2026. It updates when Bangladesh Bank publishes a new chart.
Source: Bank website. Last checked 16 October 2026.
Banks can change rates at any time. Confirm with the bank before you sign.