Conventional
CITIZENS Etcetera
Citizens Bank PLC
13.50% to 15.50% interest rate a year
Key facts
- Interest rate
- 13.50% to 15.50%
- Processing fee
- Not listed by the bank
- Loan amount
- Up to ৳ 20,00,000
- Tenure
- 12 months to 5 years
Who can apply
- Who can apply
- Salaried, Business owners, Self-employed
- Age
- 25 to 65 years
- Maximum age of 65 years includes the loan tenor.
- Salaried executives of multinational and middle to large local corporations, government officials, and officials of reputed NGOs, international aid agencies and UN bodies.
- Tax-paying business owners of repute and employed or self-employed individuals with reliable income.
- Existing customers with good deposits or credit lines and adequate security receive preference.
Documents you need
Citizens Bank PLC doesn't publish a document list. Ask the bank before you apply.
Full termsPRO
Every fee, repayment rule, security and document Citizens Bank PLC publishes for this loan: stamp, valuation and CIB charges, the fee to settle early, grace period, takeover and more.
Get Pro to see themChecked against Bangladesh Bank
This rate is within the range the bank reported to Bangladesh Bank.
Citizens Bank PLC announced 12.5% to 15.5% for consumer credit in October 2026.
Source: Bank's lending rate sheet. Last checked 16 October 2026.
Banks can change rates at any time. Confirm with the bank before you sign.