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| List of Home Loan Rates of Different Banks And Non Banking financial organization : |
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| AB Bank Limited |
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- No Data |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 15.00%-18.00% |
|
70 |
30 |
20 Years |
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| Agrani Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Al-Arafa Islami Bank |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Bangladesh Commerce Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
18.00% |
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| Bank Asia Limited |
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- No Data |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 17.00% |
|
50% |
20% |
25 Years |
| BASIC Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
18.00% |
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| Brac Bank Limited |
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- Floating Rate. Fixed Rate is 16.50% |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 15.00% |
|
80% |
30% |
25 Years |
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| City Bank Limited |
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-Maximum tenor depends on clients age |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 14.99% |
1 crore |
|
|
25 Years |
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| Dhaka Bank Limited |
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-No Data |
|
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 17.50% |
75 Lac |
70% |
30% |
10 Years |
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| Dutch-Bangla Bank Limited |
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-Interest Rate Competitive
-Maximum Loan 50 Lacs
-Repayment : equal monthly installment
-Down payment : no down payment required
-Partial repayment : allow
-Early full setlement : allowed any time
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 15.00% p.a |
50 Lac |
|
|
15 Years |
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| Eastern Bank Limited |
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- Processing fee will be added 1.25%
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| Interest Rate |
Dept |
Equity |
Max Tenor |
| 15.50% |
80% |
30% |
20 Years |
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| Exim Bank Limited |
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-Purchase apartment/House(not older than 8 years)
Completion of finishing/construction work of house
Renovation of existing house
Equal monthly installment
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| |
50 Lac |
|
|
18 Years |
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| First Security Bank |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| HSBC |
 |
- Discount for specific showroom |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 14.50% |
1 crore |
80% |
25% |
25 Years |
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| IFIC Bank Limited |
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- No Data |
|
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 18.00% |
75 Lac |
70% |
30% |
10 Years |
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| Islami Bank Bangladesh Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Janata Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Jamuna Bank Limited |
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-Debt Equity Ratio Maximum 60:40
-Net Worth Minimum 150% of the loan amount.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| determined by the bank from to time. |
100 Lac |
|
|
15 Years |
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| Krishi Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Mercantile Bank Limited |
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-Purchase of Flats/Apartments.
-Construction of House.
-Extension of House.
-Renovation of House.
-Finishing Works of Building.
-Taking over of regular House Building from other Banks/Fls.
-Equal Monthly Installment
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| |
75 Lac |
|
|
25 years |
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| Mutual Trust Bank Limited |
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- Processing fee will be added 1.00% |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 16.00% |
1 crore |
50% |
50% |
15 Years |
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| National Bank Limited |
|
| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| Competitive interest rate |
75 Lac |
|
|
12 Months |
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| NCC Bank Limited |
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-Purchase of Electronic Household Durables.
-Purchase of Furniture and Fixtures.
-Modification of the decoration of the building/flat.
-Extension of the existing Building.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 16.00% |
BDT 1 crore |
|
|
5 Years |
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| One Bank Limited |
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-Purchase, Construction, Renovation and/or Refurbishing of Apartment/Flat;
-Purchase individual house, multistoried residential building for own/family living or for renting out;
-Purchase Residential Land at Government approved Housing Projects;
-Financing Registration Cost of procured residential properties mentioned above.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 16.00% |
1 crore |
70% |
20% |
20 Years |
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| Oriental Bank |
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- No Data Found |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Prime Bank Limited |
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-No Data |
|
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| Interest Rate |
Dept |
Equity |
Max Tenor |
| 16.50% |
70% |
50% |
15 Years |
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| Premier Bank Limited |
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-Personal Loan
-Lease Loan |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| Competitive interest rate |
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| Pubali Bank Limited |
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-Loan amount can not exceed 50% of the flat price.
-Agent Commission 1%
-Equal Monthly Installment
-Term of Loan 8 Years, 10 Years, 12 Years & 15 Years
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 14.00% |
75 Lac |
|
|
15 Years |
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| Rupali Bank Limited |
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For Employ in this Bank |
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|
| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 4.00% |
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| Shahjalal Islami Bank |
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-Purchase of Flats/Apartments.
-Construction of House.
-Extension of House.
-Renovation of House.
-Finishing Works of Building.
-Taking over of regular House Building from other Banks/Fls.
-Equal Monthly Installment
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| |
75 Lac |
|
|
20 Years |
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| Social Investment Bank |
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-
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Sonali Bank Limited |
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-
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| South East Bank Limited |
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-
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Standard Bank Limited |
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-1.00% additional interest rate will be charged for default in payment/ adjustment. All other charges, commissions and fees shall remain unchanged..
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 13.00% |
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| Standard Chartered Bank Bangladesh |
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-Loan tenure of up to 25 years
-Loan amount up to BDT 10,000,000
-Financing available for up to 70% of property value
-Loan takeover facility available; no processing fee is charged on takeover loans
-Processing Fee: 1.5% of the loan amount + 15% VAT on processing fee
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| Competitive interest rates |
1 crore |
|
|
25 year |
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| Trust Bank Limited |
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- Tenor is upto 60 years of age.
-Minimum 20% for ready apartment.
-Minimum 30% for construction.
-Minimum 60% for renovation.
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|
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 16.50% |
|
70% |
30 |
20 Years |
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| United Commercial Bank Limited |
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- Processing fee will be added 1.00% |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 17.50% |
|
50% |
50% |
20 Years |
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| Uttara Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| IDLC Finance Limited |
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-No Data |
|
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 8.00% |
|
70% |
30% |
20 Years |
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| Lanka Bangla Finance Limited |
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- No Data Found |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 20.00% |
|
70% |
30% |
15 |
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| DELTA BRAC HOUSING |
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- No Data Found |
|
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 16.00% |
|
70% |
30% |
20 Years |
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| Industrial and Infrastructure Development Finance Company (IIDFC) Limited |
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-Purpose : To purchase or construct of Flat / Apartment or individual House
-Size : 550 sft to 3000 sft
-Loan amount: Maximum Tk 150 lac subject to not exceeding 80% of the construction cost, or 70% of the purchased flat price, or repayment capacity
-Grace Period : Maximum one(1) year
-Repayment : Equal monthly installment
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
16.00%. |
150 lac |
|
|
20 Years |
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| MIDAS Financing Ltd. (MFL) |
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-The amount of loan shall be from Tk. 3.00 Lac to Tk. 50.00 lac but not exceeding 50% of the construction cost or purchase price of the property.
-The loan installments can be paid in advance any time before its maturity. In case of advance payment, the amount should be equal to 3 (three) or more installments.
-Total loan can be repaid any time before maturity and in that case no interest for the residual period will be charged.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
|
50 lac |
|
|
15 Years |
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| National Finance Ltd |
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-Loan tenor is maximum of 5 years.
-We finance up to 70% of apartment/home price.
-Repayment is through Equal Monthly Installments.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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5 Years |
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| National Housing Finance and Investments Limited |
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-Purchase of Apartment/House
-Self-construction
-Renovation of existing house/apartment
-Purchase of Housing Plots
-Purchase of commercial space and chamber for professionals
-NHFIL uses Standard Variable Rate to fixed interest rate which is depends on Base rate and Money Market. But we tried to impose competitive low interest rate.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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25 Years |
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| United Leasing Company Limited |
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-Maximum loan amount is Tk 50 lacs or 70% of the purchase price/cost, whichever is lower.
-Individual loan:15 years for normal facility and 20 years in case of Bangladesh Bank refinancing scheme, but not beyond the 60th birthday of the applicant.
Commercial loan: Maximum term is 7 years.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
|
50 Lac |
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15 Years |
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