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| List of Car Loan Rates of Different Banks And Non Banking financial organization : |
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| AB Bank Limited |
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- Account opening charge Tk. 150/- + 22.5 VAT
- No monthly fees
- Service charge twice a year 400 x 2 = 800
- 15% VAT on Bank interest |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 16.00 |
20 Lac |
30 |
70 |
5 Years |
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| Agrani Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Al-Arafa Islami Bank |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Bangladesh Commerce Bank Limited |
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-Staff Loan
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| Bank Rate (5.00%)
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| Bank Asia Limited |
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- If from their enlisted vendor then 15.5%
- If not then 16.5%
- Maximum Loan 10 Lacs
- another 10 Lacs could be arranged by taking another loan.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 15.50% |
20 Lac |
30% |
70% |
5 Years |
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| BASIC Bank Limited |
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-Interest Rate 18.00% p.a.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 18.00% p.a. |
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| Brac Bank Limited |
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- If from their enlisted vendor then 15.5%
- If not then 16.5%
- Maximum Loan 10 Lacs
- another 10 Lacs could be arranged by taking another loan. |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 15.50% |
20 Lac |
30% |
70% |
5 Years |
| City Bank Limited |
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- If from their enlisted vendor then 15.5%
- If not then 16.5%
- Maximum Loan 10 Lacs
- another 10 Lacs could be arranged by taking another loan. |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 15.50% |
20 Lac |
30% |
70% |
5 Years |
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| Dhaka Bank Limited |
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- If from their enlisted vendor then 15.5%
- If not then 16.5%
- Maximum Loan 10 Lacs
- another 10 Lacs could be arranged by taking another loan. |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 15.50% |
20 Lac |
30% |
70% |
5 Years |
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| Dutch-Bangla Bank Limited |
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- Interest Rate Competitive
- Maximum Loan 10 Lacs
-Repayment : equal monthly installment
-Down payment : no down payment required
-Partial repayment : allow
-Early full setlement : allowed any time
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 17.00% p.a |
10 Lac |
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1 to 5 Years |
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| Eastern Bank Limited |
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- If from their enlisted vendor then 15.00%
- If not then 16.oo%
- Processing fee 1%.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 16.00% |
20 Lac |
30% |
70% |
5 Years |
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| Exim Bank Limited |
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-To extend investment facilities to an individual for purchasing a new/reconditioned imported car/jeep from showroom.
-To ensure investment to a person who has the capacity to maintain the car/jeep but will help to accumulate the capital at a time.
-To provide investment facility very promptly and easiest condition to a deserving customer/applicant.
-Facility of repayment by 12 to 60 equal monthly installments to be determined on the basis of monthly income of the customer.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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20 Lac |
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5 Years |
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| First Security Bank |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| HSBC |
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- Discount for specific showroom |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 15.00% |
20 Lac |
30% |
70% |
5 Years |
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| IFIC Bank Limited |
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- uto Loan is for both service holders and business persons. |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 19.50% |
20 Lac |
30% |
70% |
5 Years |
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| Islami Bank Bangladesh Limited |
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-Household Durables Scheme (HDS) |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 16.00% |
0.3 Million |
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3-years
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| Janata Bank Limited |
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| Interest Rate |
Maximum Loan |
Max Tenor |
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| Jamuna Bank Limited |
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-To procure brand new/reconditioned Personal Transport, of age not more than 5 years.
-The Vehicle should have maximum 10(ten) seats.
-Model year is in the limit of 5 year.
-Minimum age 25 years / Maximum age 54 years
-But loan tenor shall not exceed 59 years of age.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| determined by the bank from to time. |
20 Lac |
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5 Years |
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| Krishi Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Mercantile Bank Limited |
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-Fees payable to University/College/Hostel
-Examination/Library/Laboratory Fee
-Purchase of Books/Equipments/Instruments/Uniforms
-Travel Expenses/Passage money for studies abroad
-Purchase of Computers - essentials for completion of the course
-Boarding and lodging expenses in recognized Boarding Houses/private accommodations
-Any other expense required to complete the course - like study tours, project work, thesis, etc.
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| Interest Rate |
Maximum Loan |
Max Tenor |
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20.00 Lac |
7years |
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| Mutual Trust Bank Limited |
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- Processing fee will be added 1.00% |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 18.00% |
20 Lac |
30% |
70% |
5 Years |
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| National Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| NCC Bank Limited |
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-Minimum Age 21 years to Maximum 60 years.
-Minimum: BDT 200,000 and Maximum BDT 2,000,000.
-Loan Application Fees 600 BDT
-Reconditioned Vehicle: maximum 60 Months and Brand New Vehicle: maximum 72 months.
-Salaried employees at least three years of confirmed service.
-Self-Employed Professionals having at-least 3 years of independent practice experience
-Businessperson having at least 3 years business experience
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 16.00% |
BDT 2,000,000 |
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5-6 Years |
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| One Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 18.00% |
20 Lac |
30% |
70% |
5 Years |
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| Oriental Bank |
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- No Data Found |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Prime Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 17.00% |
20 Lac |
30% |
70% |
5 Years |
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| Premier Bank Limited |
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-Personal Loan
-Lease Loan |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Pubali Bank Limited |
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-Purchase of non-commercial new and reconditioned vehicles for personal use only.
-Monthly net income must be 3 times of loan installment.
-Risk Fund 1%
-Agent Commission 3%
-Penal interest shall be charged @ 2% over the normal rate on the defaulted installment
-Equal Monthly Installment
-Loan amount can not exceed 65% of the vehicle price in case of minimum downpayment @ 35% in cash. In case of FDR minimum security @ 35% of the vehicle price and loan amount will be 100%.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 13.00% |
15 Lac |
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5 Years |
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| Rupali Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 13.00% |
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| Shahjalal Islami Bank |
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-Down payment Minimum 10 % for brand new
-Down payment Minimum 20 % for reconditioned
-Registration cost and comprehensive insurance cost can be included in the total cost
-1.00 % rebate, if all the installments are paid in due time
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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40 Lac |
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5 Years |
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| Social Investment Bank |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Sonali Bank Limited |
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-
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| South East Bank Limited |
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-
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Standard Bank Limited |
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-
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| Standard Chartered Bank Bangladesh |
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-Salaried professionals / Businesspersons / Landlord or landlady / Self-employed Individuals
-Minimum 1-year service experience for salaried executives & 3 years’ experience for businesspersons or self-employed individuals
-Minimum net income: BDT 32,500 per month
-Attractive credit life insurance and general insurance bundle offer
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| Competitive interest rates |
20 Lac |
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6 year |
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| Trust Bank Limited |
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- For recondition car: 16% : Debt:Equity = 60% : 40%
- For brand new car : brand new car: Debt:Equity = 70% : 30%.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 19.00% |
20 Lac |
30% |
70% |
5 Years |
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| United Commercial Bank Limited |
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- Processing fee will be added 1.00% |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 18.50% |
20 Lac |
30% |
70% |
5 Years |
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| Uttara Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
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| IDLC Finance Limited |
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-Minimum monthly income to be eligible: Service holder - BDT25,000 & Business person - BDT50,000. |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 19.25% |
- |
30% |
70% |
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| Lanka Bank Limited |
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| 21.00% |
- |
30% |
70% |
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| Industrial Promotion and Development Company of Bangladesh Limited(IPDC) |
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•You just need to bear minimum processing fee.
•You can repay your loan according to your convenient term of 24, 36, 48, 60 or 72 months.
•You have the option of early adjustment of your loan outstanding after serving the loan for only 6 months.
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| Interest Rate |
Maximum Loan |
Dept |
Equity |
Max Tenor |
| highly competitive interest rate |
5 Lac |
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